Information you choose to provide
You may provide information when you email us at info@3amfinance.com, subscribe to a future mailing list, complete a future form, or otherwise contact us. This may include your email address, name, and the contents of your message. Please do not send account numbers, Social Security numbers, passwords, or other sensitive financial information.
Information collected automatically
Our hosting and security providers may process technical information needed to deliver and protect the site, such as IP address, browser or device information, requested pages, timestamps, and security logs. If you accept analytics, Google Analytics also collects information about visits and interactions, which may include pages viewed, approximate location, device and browser information, referral source, downloads, outbound clicks, and similar usage events. We do not ask Google Analytics to collect names, account numbers, or other information that directly identifies you.
How information may be used
- To operate, secure, troubleshoot, and improve the site.
- To respond to messages and requests.
- To understand which resources are useful when analytics are implemented.
- To comply with applicable law and protect the rights, safety, and integrity of the site and its users.
Sharing
We do not sell personal information. Information may be processed by service providers that support hosting, security, email, analytics, or similar operations, subject to their terms. We may also disclose information when reasonably necessary to comply with law, enforce our terms, or protect rights and safety.
External links
The site may link to government resources, financial products, merchants, or other third-party sites. Their privacy practices are controlled by their own policies, not this one.
Retention and security
We retain information only as reasonably necessary for the purpose for which it was collected, legal obligations, dispute resolution, and site security. No online system can guarantee absolute security.
Your choices
You may accept or decline Google Analytics when the preference notice appears. If you decline, the analytics tag will not load. You may change your choice from the Cookie Policy. You may also request access, correction, or deletion of personal information you previously provided directly to us, subject to legal and operational exceptions, by contacting info@3amfinance.com.
Children
3AM Finance is intended for a general adult audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13.
Changes
We may update this policy as the site and its tools change. The effective date at the top will show the latest revision.
Contact
Questions about this policy may be sent to info@3amfinance.com.